Make a budget and stick to it. Don't buy impulsively. If you still want a want a week from now, consider it again and make a plan for acquiring it. (Kyna Erickson)

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Keep your car maintained. It costs money, it takes time and it is a pain, but it costs a lot less money, takes a lot less time, and is much less of a pain than if you don't. (Kyna Erickson)

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Entertainment does not have to cost money. (Kyna Erickson)

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There are a lot of things you can fix without calling someone to do it for you. YouTube shows you how to do it, and Home Depot has the parts! (Julie Jones)

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Plan a menu and make a shopping list. Stick to the List! (Amy Bailey)

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Make a list of dinner ideas for those days when you can't think of things.

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Schedule time to pay all of your bills at once. (Kyna Erickson) Or autopay with receipts emailed sent to you.